financial investment

I Understand That Therapy Is A Financial Commitment.

It’s also an opportunity to improve your life in ways you may not have considered.

Out of Pocket Financial Investment

(In-office and Online)

Standard 50-minute Individual session: 185

Standard 75-minute Couple or Family session: 275

My goal with each client is to provide support for change as efficiently as possible. Our work will be direct and solution-focused, with the intention of empowering you through your values to thrive in your best life possible.

Insurance

Even if your insurance provider has told you my name, I do not work with any insurance panels.

With insurance companies dictating clinical decisions such as length of treatment, frequency of sessions, length of sessions, and mandated mental health diagnosis for reimbursement, Gates Therapy operates independently of all insurance companies. Instead, professional focus is on providing the best care to clients without being controlled by insurance companies. This also keeps clients’ risk of identity theft as low as possible.

Bypassing insurance allows the utmost flexibility and privacy for my clients.

Whereas some insurance companies may still only cover in-office sessions, online therapy is an option when you are sick or traveling, as well as for support in between office sessions.

Since you will not have a mental health diagnosis exchanged about you online, your records are completely secure and confidential. There will be no diagnosis on your permanent health record, and no one will ever know you’re in therapy unless you tell them.

For Individuals

As a courtesy to individual clients who wish to utilize their insurance benefits, I can provide a receipt for you to seek reimbursement for out-of-network plan benefits, if requested. (This service does require a diagnosis, so please note that a mental health diagnosis may be added to your permanent health record if you will be submitting claims for our work to insurance.)

You will pay for each individual session. If your plan provides any coverage for out-of-network providers, you will receive a check directly from your insurance company, after submitting the receipt from our sessions. The receipts you receive after each session payment goes through contain the necessary codes for insurance.

For Couples

Couples counseling is not covered under health insurance plans, regardless of whether or not a therapist is in network with an insurance company.

The only way a therapist is able to bill insurance for couples counseling is by assigning a mental health diagnosis to one partner and then submitting claims to the insurance company as if they are treating that person’s mental illness, with the partner or family member attending sessions to assist.

Options to Consider

•Pre-tax dollars can be used with your Health Savings or Flexible Spending Account to pay for therapy. Please note that HSA accounts make it harder to get couples therapy covered, so check on that before you get started.

•Speak with your tax preparer to see if you could deduct therapy expenses from your taxes as an out-of-pocket health expense.

•Understand that therapy is an investment in your daily well-being, your relationships and your future. Usually, when one person in a family makes changes through the help of therapy, other family members (even if not attending therapy sessions themselves) become healthier, as well. Compare the financial cost of short-term therapy to the possible long-term emotional costs of NOT seeking help: The benefits far outweigh the risks.

•Gates Therapy supervises graduate students and Associates working on their hours towards full licensure. Therefore, pre-professionals may be available to work with you at a reduced rate. If you are a counselor or therapist working on your hours towards licensure and interested in working with Kathryn at a reduced rate, you are also eligible for a manageable rate during the years of your internship.

•You may qualify to participate in a group hosted by Gates Therapy. Groups are, in some cases, more effective for treating certain issues than individual therapy. Groups are $50/week with a minimum 12-week commitment. Inquire about group therapy if this is of interest to you.